| Benefits | Coverage |
|---|---|
| Death Due to Accident Including Unprovoked Murder and Assault |
₱15,000.00 |
| Death due to Motorcycle Accident |
₱5,000.00 |
| Permanent Disablement or Dismemberment due to Accident |
Up to ₱10,000.00 (subject to schedule) |
| Permanent Disablement or Dismemberment due to Motorcycle Accident |
Up to ₱5,000.00 (subject to schedule) |
| Annual Premium | ₱20.00 |
TERMS and CONDITIONS
- Insured can avail up to five (5) policies.
- Eligibility: Principal must be 17 to 70 years old.
- Accidental death outside the Philippine territory is covered if the insured who availed the product went abroad as Overseas Filipino Worker (OFW).
- Motorcycling is covered except under any of the following instances: for racing purposes, under the influence of drugs or alcohol, with more than one (1) back rider, and driving without a valid driver's license.
- Permanent Disablement or Dismemberment due to accident: percentage of the sum insured corresponding to the bodily injury suffered, based on the Table of Benefits.
- Accidental deaths occurring outside the Philippine territory are covered if the insured who availed the product went abroad as overseas Filipino worker (OFW) during the course of his/her policy term.
EXCLUSIONS
The Policy will not cover any loss or expense caused by or resulting from:
- Intentionally self-inflicted injury, suicide or any attempt threat while sane or insane.
- War, invasion, act of foreign enemy, hostilities, or warlike operations (whether war be declared or not), mutiny, riot, civil commotion, conspiracy, rebellion, revolution, insurrection or military or usurped power.
- Provoked assault.
- Congenital defects and conditions.
- Engaged in any military duties or naval operations, police and civilians with peace and order duties or combatant duties or trainings.
- Motorcycle related injuries or loss of life with expired or invalid driver’s licensed.
- Driving under the influence of prohibited drugs or alcohol.
- Sabotage and Terrorism is not covered.
- Major disease outbreak, epidemic or pandemic (SARS, CORONA, EBOLA, BIRD FLU, and other dreaded diseases).
These are only some of the exclusions. Complete listings are in the issued policy.
