Palawan Protektodo Policies

ACCIDENT INSURANCE

  • Sulit Solo

    A Personal Accident insurance valid for six (6) months for individuals ages 17-70 years old and covers Death due to Accident and Death due to Motorcycle Accident, with Permanent Disablement or Dismemberment due to Accident.

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  • Sulit Solo Plus

    A Personal Accident Insurance
    customized and offered coverage for
    expenses related to death or hospital
    confinement required due to a
    positive diagnosis of COVID-19.

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  • Kasambahay ProtekTODO

    A Personal Accident insurance
    designed to provides protection for
    any person employed to do household
    work for an employer.

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  • Premium Solo

    It gives protection for a term of one (1)
    year for individuals ages 17-70 yrs.
    old.

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  • Premium Solo Plus

    It gives protection for a term of one (1)
    year for individuals ages 17-70 yrs.
    old.

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STUDENT INSURANCE

  • Eskwela Max 30

    A Personal Accident Insurance valid for (1) one year for individuals ages 5-70 years old. Insurance that provides affordable and secured protection specifically made for the student's needs.

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  • Eskwela Max 50

    A Personal Accident Insurance valid for (1) one year for individuals ages 5-70 years old. Insurance that provides affordable and secured protection specifically made for the student's needs.

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FAMILY INSURANCE

  • Premium Pamilya

    An accident Insurance package
    designed for the family with a term of
    one (1) year. It gives security
    protection for the insured and his/her
    dependents covering Death due to an
    Accident, Death due to Motorcycle
    Accident with Educational assistance
    for the child of the insured and
    Permanent Disablement or
    Dismemberment due to Accident.

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  • Premium Pamilya Max

    A package insurance design for the family that gives security protection valid for one (1) year.

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EMERGENCY INSURANCE

  • ER ProtekTODO

    A Medical Insurance valid for (1) one year for individuals ages 1-70 years old. The program covers One-time Emergency Hospitalization as Reimbursement Type Medical program.

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  • Dengue ProtekTODO

    Specifically designed for diagnosed dengue patients with Confinement Allowance and Medical Cost Reimbursement for severe dengue plus an Accidental Death and Permanent Disablement or Dismemberment benefit. Valid for (1) one year for individuals ages 1-70 years old.

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PET INSURANCE

  • Me and My Pet

    A package designed to help our customers manage the costs of unexpected vet bills and give their pet dog
    and cat the medical care it needs.

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How to Enroll (Over-the-Counter)

1. Accomplish and sign the Palawan ProtekTODO Enrollment Form.
2. Pay the premium amount for a selected insurance policy. (Present your Suki Card to avail of a 5% discount)
3. Sign and receive the Confirmation of Cover (COC).

For Eskwela MAX 30 & Eskwela MAX 50 ProtekTODO:
1. The customer must be a student upon enrolling in the policy.

For Batch Enrollment (except Grupo ProtekTODO 45 & Grupo ProtekTODO 100):
1. ProtekTODO Insurance offers a batch enrollment with a 10% discount on each policy premium with a minimum number of 30 enrollees.
2. The group representative should submit all the completed Enrollment Forms for each member of the group or fill out the available Batch Enrollment Form at the Palawan Branch.
3. Pay the total premium for all policies.
4. Sign and receive the Confirmation of Cover (COC).

Notes:
1. All Suki cardholders are entitled to a 5% discount on any ProtekTODO Policy.
2. Renewal of Policies is entitled to a 10% discount in any ProtekTODO Policy.
3. Grupo ProtekTODO 45 & Grupo ProtekTODO 100 offers a batch enrollment with a minimum of 50 enrollees.

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How to Enroll (PalawanPay)

1. Click the ProtekTODO button.

2. Choose the ProtekTODO insurance you want to purchase.

3. Read the details of the chosen ProtekTODO Insurance, and select whether “for yourself” or “for someone else”

4. Complete the necessary information. You may also add your beneficiary (selected insurance products only). then Click “Next”.

5. Read the Terms and Conditions and click “I Agree” if you agree.

6. Review the payment screen and click "Confirm".

7. Enter your PIN Code.

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For Personal Accident Claims*

  1. Open Shopee or Lazada App
  2. Select an insurance policy
  3. Once the purchase is successful, copy the purchase voucher code (Shopee=in app / Lazada=email)”
  4. Go to Palawan ProtekTODO Microsite for enrollment
  5. Click “Enrollment”
  6. Enter the “Voucher Code” provided by Shopee/Lazada
  7. Input the required customer details
  8. Click “Submit”
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ProtekTODO Discounts

  1. All Suki cardholders are entitled to a 5% discount in any ProtekTODO Policy
  2. Renewal of Policies are entitled to a 10% discount in any ProtekTODO Policy.

For Personal Accident Claims*

  • Confirmation of Cover
  • Notice of Claim
  • Police/Incident Report
  • Birth/Death Certificate (Insured)
  • Medical Certificate (if necessary)
  • Clinical Abstract (if necessary)
  • Marriage License (if the claimant is Insured's Legal Spouse)
  • Valid IDs (Insured and Claimant), School ID for Eskwela Max 30 & Eskwela Max 50

For Natural Death/ Death due to Sickness Claim*

  • Confirmation of Cover
  • Notice of Claim
  • Birth/Death Certificate
  • Marriage License (if the claimant is insured's Legal Spouse)
  • Medical Certificate (if necessary)
  • Clinical Abstract (if necessary)
  • Valid ID (Insured and Claimant)

For Cash Fire Assistance Claim*

  • Original Confirmation of Cover
  • Notice of Claim
  • Barangay Certificate that Insured is a fire victim
  • Fire incident report from Bureau of Fire Protection
  • Picture(s) of fire loss (2 full/whole shot & 2 medium close-up)
  • Valid ID (Principal insured)
  • Other documents that may be required by the Insurance Provider.

For Accidental Medical Reimbursement Claim*

  • Original Confirmation of Cover
  • Notice of Claim
  • Incident Report or Police report (ex. vehicular accident)
  • Medical Prescription and Official receipts
  • Hospital Statement of Account or Billing
  • Valid ID's of the insured & claimant
  • Medical Certificate or Duly accomplished Attending Physician's report
  • Other documents that may be required by the Insurance Provider.

Additional Documents for Claimant/Beneficiary*

  • Legal Spouse or Wife
    Marriage Certificate
    Valid ID


  • Live In Partner
    Affidavit of Cohabitation
    Valid ID


  • Children/Siblings
    Birth Certificate
    Valid ID


  • Parent (Mother/Father)
    Valid ID